The Many Levels Of Concurrency
"Concurrency is hard"
When designing for high concurrency, most people look to the hardware for answers. And while it's true that it plays an important role, there's a heck of a lot more to it.
Start Optimistic
Like, every other major database vendor is optimistic by default. Even the free ones. SQL Server is rather lonesome in that, out of the box, you get the Read Committed isolation level.