Putting money down

lot.jpgSomeday (hopefully soon), our house will be here. This photo (taken May 25) shows the corner of Perry’s new Park Square development where our house is going to go.

We didn’t quite make it in for Phase 1 – there were only 2 houses with the floorplan we wanted, and both of them got sold very quickly. However, Drue Ploog, our contact at Perry, did a great job of staying in touch with us. When Perry decided to switch four of the houses to the plan we wanted, she called us, and I hauled butt down to their sales office yesterday with my checkbook. All of the houses on the outside edges of the subdivision have already been sold except these 4 changed ones, and I’m thrilled to be back in the back, and in Phase 1. Can’t say enough good things about the way Drue’s treated us so far.

So now I’ve got a sales contract. They haven’t laid the concrete foundations yet, and Drue’s guesstimating that the home will be complete in December, maybe around December 1. I’m going back next Thursday to do the “Phase 1” walkthrough, where we go through the blueprints and specify the early changes we want. Things like electric outlets, speaker wiring, appliances, etc.

I’m supposed to start shopping for a mortgage now, but I’ve got a head start: I already applied with a few companies, and got back great answers so far. The whole thing doesn’t seem as timely as I’d like: everybody says to wait until 30-40 days before closing before doing the actual application, or else you pay extra fees to lock in early. I just wanna know that I’m going to be totally approved, and not get screwed out at the last minute. I’ve got a totally queasy feeling in my stomach. I won’t be relaxed until after I get all the mortgage paperwork signed.

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